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Know Us

Our Mission

Business & Community Lenders of Texas is a 501(c)3 nonprofit economic development organization providing lending, homeownership, entrepreneurship, and community development programs.

We are a HUD-certified housing counselor and a Small Business Administration Community Development Financial Institution (CDFI).


Guiding Principles

Achieve sustainability for the corporation through leadership, innovation, competitiveness, and adaptive efficiencies.


Value Statement

BCL of Texas has a team of honest professional leaders who are responsive, competitive, and efficient. We respect and advocate for our customers and commit to initiate new programs and services to achieve our public purpose.


Our History

BCL of Texas (formally CEN-TEX Certified Development Corporation) was formed in 1990 at the invitation of the SBA San Antonio District office to make commercial real estate loans for established central Texas businesses.

Our first loan was made to Juan Portillo, who purchased an office building for his business, Tramex Travel. Over 25 years later, Tramex Travel continues to grow, and so have we.

Since then we have grown to provide our services statewide. We have also incorporated asset-building and home buyer education. We have two locations open full-time to serve the needs of Texans, and we continue to develop new services and solutions for our customers.

BCL of Texas is committed to the triple bottom line, and our team has embraced innovation as a core corporate value. We have diversified our products and services to meet market demand. As we grow, we will stay true to our mission.

Community Loan Center of Austin
Community Loan Center of Dallas
Community Loan Center of Texas
City of Austin
eHomeAmerica
Equal Housing Opportunity
Next Step
NeighborWorks
SBA
Small Business Development Program
Texans for Rural Entrepreneurship
USDA
Where to Find Us
AUSTIN 2212 S. Congress Avenue Austin, TX 78704 P: 512.912.9884 F: 512.610.2568 NMLS #1114924
DALLAS 1322 Record Crossing Dallas, TX 75235 P: 214.688.7456 F: 214.688.7465 NMLS #1114924