At BCL of Texas, we’re passionate about helping small businesses overcome challenges and achieve their dreams. So-Han Fan, the owner of West China Tea in Austin, is an entrepreneur who, with the right support, was able to turn obstacles into opportunities. So-Han’s journey truly embodies the spirit of resilience and growth that we love to foster.

Before connecting with us, So-Han faced a common hurdle for small business owners: getting a fair loan. In today’s economic climate, it can be incredibly tough to access the capital needed for essential infrastructure and equipment. Even after West China Tea purchased a property and tried to use it as collateral, finding a supportive lending partner was a challenge. As So-Han told us, “The terms were predatory from other lenders.” This is a situation we hear far too often, and it underscores the crucial need for responsible and supportive lending, which is exactly what we strive to provide.

That is where we came in. When So-Han connected with our team, everything changed. We were not just another faceless lender; we took the time to truly understand West China Tea’s unique business model. “Your team (BCL) not only took the time to understand our business model but also made the effort to visit us in person,” So-Han shared. That personal touch is a cornerstone of our approach. We believe in getting to know the businesses we support, understanding their operations, and seeing their potential firsthand.

Our staff was ready to help throughout the process, providing consistent support. Beyond just the loan, we also offered valuable guidance. So-Han specifically highlighted the coaching received from our team member, Brian, noting, “the coaching we received from Brian helped us ensure our business was financially sound and lendable. Their guidance and commitment gave us the confidence to move forward.” This isn’t just about providing funds; it’s about empowering business owners with the knowledge and tools they need for long-term success. We want to ensure that every business we work with is not just lendable, but also profitable and sustainable.

Thanks to the support and the BCL of Texas DECA Loan Fund, West China Tea was able to make significant strides. The loan provided the capital they needed to “successfully operate and expand our operations to finish renovations; buy inventory; do things that are invested in the business for revenue.” It’s incredibly rewarding for us to see our clients achieve these tangible results, transforming their vision into reality.

Looking ahead, So-Han has ambitious and inspiring plans. With 12 years of experience, So-Han hopes to “open more locations around the country and internationally,” So-Han tells us, “Our business model really works and now we can take it on the road.” BCL of Texas is proud to have played a part in helping West China Tea reach this pivotal point, and we eagerly anticipate their continued success as they brew up new opportunities.

Are you a small business owner facing similar challenges? At BCL of Texas, we are here to listen, understand, and provide the support you need to achieve your goals!