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Homeownership

Coaching

Buying a home is a big milestone in life, especially if it’s your first time. That’s why BCL of Texas offers no-cost 1 on 1 pre-purchase and post-purchase homeownership counseling. Whether you just purchased your home, are ready to buy, or want to work on your personal money management, our expert HomeOwnership Specialists will help you with budgeting, credit building, savings, and more.

New: Money Move$ Financial Education Class

With our new Money Move$ class, your personal financial coach will help you go confidently in the direction of your dreams. Whether your financial goal is to pay down debts, improve credit, or save for a home or retirement, our 4-part series will help you gain awareness of your financial behaviors and habits to make the most of your paycheck each month.

The Money Move$ series includes:

  • 4 deep dive classes
  • Personal financial coach
  • 3 one-on-one coaching sessions
  • Customized Financial Power Plan

Classes offered in Dallas and Austin starting in 2019.

Plan for Our Own: Pre-Purchase Coaching

Ready to purchase your first home or still thinking about it? Our expert HomeOwner Specialists will prepare you for buying a home by coaching you in the following areas:

  • Mortgage Pre-qualification
  • Shopping for a Home
  • Purchase Contract
  • Budgeting, Saving, and Credit Scores
  • Loan Closing and Settlement Costs
  • Getting a Mortgage Loan
  • Maintaining your Home
  • Energy and Water Conservation Tips, and more

To sign up for your coaching session:

  1. Visit our online learning portal
  2. Create your free account
  3. A HomeOwnership Counselor will contact you to set up a time for coaching.
Care for Our Own: Post-Purchase Coaching

Post-Purchase education and counseling is a vital part of the homebuyer education process because it supports successful long-term homeownership. With this in mind, the program is designed around financial management, for example to help homeowners build savings and be more prepared for dealing with unforeseen events, such as the loss of a job, divorce, or illness. The program also teaches homeowners how to manage their home as an asset and use their equity responsibly while learning how to maintain their properties to promote safety and prevent future costly repairs is also important. Finally, leadership development is a major part of the program, encouraging new homeowners to get more involved in their communities.

To sign up for your coaching session:

  1. Visit our online learning portal
  2. Create your free account
  3. A HomeOwnership Counselor will contact you to set up a time for coaching.

Maintain on Our Own: Home Retention Coaching

Are you afraid you may lose your home? BCL has certified housing counselors that are able to work with you and your lender to try to keep you from losing your home. Our counselors will help you analyze the problem and identify your options. If possible, we’ll help you negotiate a plan with your lender that will result in bringing and keeping your mortgage current. If that’s not possible, we’ll help you figure out what to do next.

While BCL of Texas does not provide financial assistance, our counselors can help:

  • Assess your financial situation and provide realistic solutions and objective guidance
  • Intervene on your behalf with your mortgage lender to develop a workout plan, if appropriate
  • Help you find community services that can help you with food, energy assistance and other needs
  • Assist you in developing a realistic budget to move you and your family through the financial crisis

BCL’s team of counselors have been able to work with families throughout Texas so you don’t have to be near an office to receive assistance. You can call or email us to schedule an appointment time to come in, or you can call us to receive counseling over the phone.

Phone Counseling: Call one of our offices and request to speak to a HomeOwnership Specialist. BCL of Texas has homeownership counselors available to assist you and discuss your personal situation.

One-on-One Sessions: This 1-2 hour meeting with one of our highly skilled Foreclosure Prevention Counselors will begin the process to evaluate if your particular situation is negotiable with your lender. Counseling sessions are offered in either English or Spanish at our offices. We are unable to accommodate walk-ins, so please call your nearest location for an appointment.

To sign up for your coaching session:

Where to Find Us
AUSTIN 2212 S. Congress Avenue Austin, TX 78704 P: 512.912.9884 F: 512.610.2568 NMLS #1114924
DALLAS 1322 Record Crossing Dallas, TX 75235 P: 214.688.7456 F: 214.688.7465 NMLS #1114924