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Seeing our clients achieve key milestones is what drives our work at BCL of Texas. From startups that have expanded to multi-employee businesses to families buying their first homes, our success all comes down to you.
Las Ofrendas is a social enterprise that features handmade multicultural accessories, stationery, and home goods designed or curated by owner tk tunchez. As a steadfast advocate and supporter of the LGBTQ+, BIPOC, and Latinx communities, tunchez is proud that Las Ofrendas creates beautiful pieces for everybody and every gender that allows everyone to express themselves unapologetically and authentically. Each piece is infused with love and positive energy and intended to support each person on their journey.
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When Marquita Perkins contacted Habitat for Humanity in 2007, she didn’t expect to become a homeowner. She became involved with the organization when she was helping a member of her church find a home and in the process ended up submitting an application for herself. Marquita became Wharton Habitat for Humanity’s first homeowner, and her neighbor was the second.
With a focus on counties along the I-35 corridor, BCL of Texas has worked with businesses in cities across the state of Texas, from Dallas and Austin to small towns such as Rogers and Luling, TX. During the month of April, we are celebrating our commitment to supporting growing businesses that will create jobs to build economic vitality in rural communities across our state.
Therapists and co-owners Debbie Mabray and John Leach used the SBA 504 Loan product to expand their business from a small location in Killeen to a beautiful new facility on a large acreage on the edge of town. The new location is highly appreciated by clients and employees alike.
BCL loan customer Juan Gonzalez and his wife, Monica, have every reason to celebrate. Not only are they expanding the scope of their business, but this week they are becoming American citizens after becoming permanent residents in 2009. “We’re very proud,” Gonzalez said.
As new homeowner Steven Hanaway stands over his cast iron skillet talking about his love of cooking he says, “One of my favorite things about owning a home is that I love being able to pick my own appliances.”
Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.
I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.
Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.
The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.
And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.
“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”
When Philip DeLeon was approached by his partner Richard Barnhart about opening up Dix Diesel Center in Luling, Texas, to provide diesel engine repair for the central and east Texas area, he was excited about the new venture…but the property needed some sprucing up before they could really get underway.
Suite 500 Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
Suite 1220 Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
Suite 2 San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924