Meet Our

Clients

Seeing our clients achieve key milestones is what drives our work at BCL of Texas. From startups that have expanded to multi-employee businesses to families buying their first homes, our success all comes down to you.

Angel Oaks
Ruth & Arnold Guerra
Pre-development lending Gonzales, Texas

Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.

I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.

Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.

The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.

And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.

“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”

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Kapeesh Marketing, LLC
Amy and Vince Morales
Small Business Lending Wharton, TX

For Amy Morales at Kapeesh Marketing, it took a hurricane to help propel her and her husband’s business to its next stage of growth. After working from their home office for 4 years, the flooding waters of Harvey left the Morales family with a decimated home and home office: no walls, drywall removed, and cement floors.

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Widner Finishing
Widner Finishing
SBA 504 Loan Rogers, TX

What do Disney resorts, upscale New York condos, judges’ chambers, and the Austin Performing Arts Center have in common?

They all feature woodwork and furniture completed at Widner Finishing, a 54,000-square foot manufacturer located in the small town of Rogers, TX. Owner Adam Fuhr said, “These products add value to communities and buildings all over the world.”

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First-Time Homebuyers
Sandra Mayes & Family
NeighborhoodLIFT program, Homebuyer Education & Counseling Dallas, TX

When construction started coming together on Sandra Mayes’ new home, workers began to see what would become a familiar sight– Sandra herself, photographing the process and watching her home being put together piece by piece.

“It was an emotional ride but one I was ready to take,” says Sandra of the home buying process.

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Finding Your Lane: Shaniqua Ross and the Power of Entrepreneurial Coaching with BCL of Texas
Shaniqua Ross
Business Coaching Dallas, TX

Shaniqua Ross, a successful accountant, dreamed of breaking free from corporate life and building her own transportation business, Reliable Trusted 4 Transport & Courier Services. Like many aspiring entrepreneurs, she knew the journey would be challenging and that guidance was essential. That’s where BCL of Texas and the power of entrepreneurial coaching came in.

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Focus Fitness
David Schulze
Business Lending & Technical Assistance Austin, TX

Before you even have to do a single pushup, all you have to do is spend five minutes with Focus Fitness owner Dave Schulze and you’ll see why his customers seek out his personal and group training services. His inspiration is contagious, and for the owner of a small business, he definitely has a big vision for the future.

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Habitat for Humanity Homeowner
Marquita Perkins
Mortgage Servicing Wharton, TX

When Marquita Perkins contacted Habitat for Humanity in 2007, she didn’t expect to become a homeowner. She became involved with the organization when she was helping a member of her church find a home and in the process ended up submitting an application for herself. Marquita became Wharton Habitat for Humanity’s first homeowner, and her neighbor was the second.

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Willie's Service Center
Willie Flores
Business Development Austin, TX

A South Austin stalwart since 1998, everyone knows Willie Flores’ business on South 1st Street. When he needed a small loan for equipment and working capital, he approached BCL of Texas to see what we could do. A quick chat with one of our loan officers and not long after that Mr. Flores had the new tow truck he needed and was ready to grow his business.

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Where to Find Us
AUSTIN 1011 San Jacinto Blvd
Suite 500
Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
DALLAS 400 S Zang Blvd
Suite 1220
Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
SAN MARCOS 302 W Hopkins St
Suite 2
San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924