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Seeing our clients achieve key milestones is what drives our work at BCL of Texas. From startups that have expanded to multi-employee businesses to families buying their first homes, our success all comes down to you.
Before you even have to do a single pushup, all you have to do is spend five minutes with Focus Fitness owner Dave Schulze and you’ll see why his customers seek out his personal and group training services. His inspiration is contagious, and for the owner of a small business, he definitely has a big vision for the future.
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A South Austin stalwart since 1998, everyone knows Willie Flores’ business on South 1st Street. When he needed a small loan for equipment and working capital, he approached BCL of Texas to see what we could do. A quick chat with one of our loan officers and not long after that Mr. Flores had the new tow truck he needed and was ready to grow his business.
SportHooks was born out of a runner’s love for her sport and her growing collection of medals. Founder Marcey Futris, who has now run a full marathon in all 50 states and on 4 continents, was looking for a place to display her race medals.
When construction started coming together on Sandra Mayes’ new home, workers began to see what would become a familiar sight– Sandra herself, photographing the process and watching her home being put together piece by piece.
“It was an emotional ride but one I was ready to take,” says Sandra of the home buying process.
Tara Kuntschick had leased space for her beauty salon, Hair It Is, for years. Ready to find a place of her own, she began to work with the loan officers at BCL of Texas to increase her equity injection for a real estate loan. With combined financing from BCL of Texas and her local bank, she was able to purchase a charming new location and increase her services in the community.
As new homeowner Steven Hanaway stands over his cast iron skillet talking about his love of cooking he says, “One of my favorite things about owning a home is that I love being able to pick my own appliances.”
Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.
I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.
Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.
The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.
And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.
“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”
When Philip DeLeon was approached by his partner Richard Barnhart about opening up Dix Diesel Center in Luling, Texas, to provide diesel engine repair for the central and east Texas area, he was excited about the new venture…but the property needed some sprucing up before they could really get underway.
Suite 500 Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
Suite 1220 Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
Suite 2 San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924