Ready to work with us?
Seeing our clients achieve key milestones is what drives our work at BCL of Texas. From startups that have expanded to multi-employee businesses to families buying their first homes, our success all comes down to you.
Kayla Mendoza always knew that she wanted to empower women with fashion. She remembers as a young child, seeing her mother, a school teacher, change out of her work clothes to get ready for a wedding. “I saw her transform when she put on that dress,” she said. “I saw how good she felt. Seeing my mom feel beautiful and excited to go out was my first glimpse at how a garment can truly change someone’s attitude and day.”
Read More
Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.
I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.
Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.
The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.
And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.
“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”
Las Ofrendas is a social enterprise that features handmade multicultural accessories, stationery, and home goods designed or curated by owner tk tunchez. As a steadfast advocate and supporter of the LGBTQ+, BIPOC, and Latinx communities, tunchez is proud that Las Ofrendas creates beautiful pieces for everybody and every gender that allows everyone to express themselves unapologetically and authentically. Each piece is infused with love and positive energy and intended to support each person on their journey.
ADS Medical Billing, a fast-growing medical billing startup, sought help from BCL of Texas to optimize finances and gain strategic guidance for continued growth. Through BCL’s mentorship, ADS Medical Billing not only secured valuable financial assistance but also gained a partner to ensure long-term health and avoid unnecessary risks.
From the sound of it, you would almost think Teresa Villanueva was running a nonprofit in addition to a full-service cafeteria, catering, and delivery company that focuses on providing healthy, homemade, affordable meals for everyone.
Teresa and her husband Juan incorporated several social benefits into their start-up, TV Dinners, as she began to realize the need for them. Started 4 years ago in the Housing Authority of the City of Austin (HACA) building, TV Dinners began by serving breakfast tacos, and in the beginning Teresa used the proceeds from one meal to purchase supplies for the next.
Brandon Ward’s story is one of passion, perseverance, and a willingness to take risks. After a successful career as a schoolteacher and school principal, Ward decided to pursue his dream of becoming a construction entrepreneur.
Jade Greenough is one of those rare people who figured out exactly what she wanted to do while she was still in high school. For Jade, it’s all about building genuine and supportive relationships with those around her.
Not often is a parking lot considered an interesting business success story. That is, unless that parking lot is situated next to the brand new Baylor University McLane Stadium with a crowd full of rowdy fans on game day.
Suite 500 Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
Suite 1220 Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
Suite 2 San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924