KTonic Kombucha emerged from the seed of an idea, germinating around the concept of transforming tea into a fermented beverage. In pursuit of a healthful and functionally balanced drink, KTonic embarked on a journey to create a version of the beverage that maintains a “tea-centric” profile with the lowest sugar content possible.

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Las Ofrendas is a social enterprise that features handmade multicultural accessories, stationery, and home goods designed or curated by owner tk tunchez. As a steadfast advocate and supporter of the LGBTQ+, BIPOC, and Latinx communities, tunchez is proud that Las Ofrendas creates beautiful pieces for everybody and every gender that allows everyone to express themselves unapologetically and authentically. Each piece is infused with love and positive energy and intended to support each person on their journey.

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Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.

I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.

Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.

The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.

And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.

“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”

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Owning an equestrian facility has been a lifelong dream of Jacqueline McCroskey. Starting her riding career as a young child, working with horses on a daily basis was something she could only imagine. After graduating college with a degree in Equine Studies, she moved to Texas, where BCL of Texas helped her bring her dream to reality by providing lending capital for her purchase of the land that would soon become Needville Equestrian Farm.

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