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As a nonprofit lender, BCL of Texas provides affordable loan products complemented with customized coaching and financial capability counseling to help keep you on track. Our mission is to build strong communities by making homeownership accessible to customers of diverse income levels.

Own Your Dream

At BCL of Texas, our transformational lending programs help you take that first step to homeownership so you can build your personal legacy. As a nonprofit lender, we stand out from traditional banks because our mission is to work with you from first penny saved to last penny of your loan paid off.

Our mortgage loan features:

  • Programs for borrowers with a variety of credit scores
  • Buy a home anywhere in Texas
  • First-time and previous homeowners
  • Refinance available for: Conventional, FHA, and VA mortgages
  • Down payment assistance program available for some loans

Down Payment Grants

We know sometimes you need some extra resources to bring your dream of buying your own home within reach. BCL of Texas offers 3 down payment assistance programs, which can be used in conjunction with our mortgage loans.*

$200,000 home
3% down payment grant = $6,000 grant

*Not all BCL of Texas mortgage loans include this down payment assistance grant. You must meet program qualifications to participate in this down payment assistance program.

Getting Home Ready

Want to buy a home in your future, but need a little help getting started with savings and credit? Our zero cost financial coaching is here for you! Meet with our trained financial coaches in person or by phone to chart a path to meeting your financial goals and learn what you need to do to get home-ready.

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Where to Find Us
AUSTIN 1011 San Jacinto Blvd
Suite 500
Austin, TX 78701 P: 512.912.9884 F: 512.912.9869 NMLS #1114924
DALLAS 1322 Record Crossing Dallas, TX 75235 P: 214.688.7456 F: 214.688.7465 NMLS #1114924