SBA 504

Loan Program

Our work with you on a loan application is not a commitment to lend or extend credit.

Are you ready to build or buy your own commercial building or remodel your current location? Talk to the small business lending experts at BCL of Texas to see if an SBA 504 commercial real estate loan may be right for you.

How Does It Work?

Through this unique program, your bank provides 50% of the financing and SBA provides up to 40% of the financing, with a 10-20% equity injection required.

  • SBA portion up to $5.5 million of total project cost
  • SBA rates fixed slightly below market
  • Term of 10-20 years
  • Bank terms and fees will vary

Benefits for you:

  • Low down payment
  • Low fixed interest rate
  • Conserve your working capital
  • Buy a building or buy land and build it the way you want
  • Use for real estate, equipment, or leasehold improvements
  • Our experienced loan officers are always ready to help
  • Work with the only CDC with a 100% SBA approval rate for 504 loan applications

Call 512-912-9884 to speak with our Senior Loan Officer, Robert Kennedy, today.

Where to Find Us
AUSTIN 1011 San Jacinto Blvd
Suite 500
Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
DALLAS 400 S Zang Blvd
Suite 1220
Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
SAN MARCOS 302 W Hopkins St
Suite 2
San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924