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Amidst the celebration of Hispanic Heritage Month, we sat down with our founder Rosa to share her perspective on being a Latina leader in the realms of economic development and finance. We discussed her challenges, her inspirations, and her unwavering commitment to empowering underserved communities.
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As Director of Entrepreneurship at BCL of Texas and working with diverse small businesses for over 20 years, I have a lot of aspiring entrepreneurs come to me and want to start a business as a means to build wealth, or have something to pass on to their children. That leads us to the question: Can your small business be a way to create generational wealth?
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For the past two months, we have all read and seen the glaring issues affecting people of color. Latino and African Americans are dying at higher rates from COVID-19 due to underlying health issues. We must acknowledge that 95% of Latino and African American businesses have not benefited from the CARES Act Paycheck Protection Program (PPP) because small, minority-owned businesses remain underserved by mainstream lenders. And to compound matters, the death of George Floyd and many other black men and women who lose their lives at home and on the streets at the hands of police all point to long term systemic racial and social injustice.
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While entrepreneurship and small business ownership for minorities including African Americans has made some progress over the past 60 years, there is still much to be done. In his famed 1968 speech “I’ve Been to the Mountaintop,” to assert black independence, King called on followers to strengthen black institutions and businesses by moving their money away from the white run business and banking establishments and depositing their dollars into black owned institutions.
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